Privacy Policy

Privacy Policy

Welcome to BlackDollar.Life! At BlackDollar.Life, we respect your privacy and are committed to being transparent about what data we collect when you visit and use our Platform at www.blackdollar.life and/or our services and how it is used.

 

GENERAL INFORMATION

  1. What is Personal Data?

Personal Data is any information relating to personal or material circumstances that relates to an identified or identifiable individual. This includes, for example, your name, date of birth, e-mail address, postal address, or telephone number as well as online identifiers such as your IP address. In contrast, information of a general nature that cannot be used to determine your identity is not Personal Data. This includes, for example, the number of users of a website.

 

  1. What is processing?

"Processing" means any operation or set of operations which is performed upon Personal Data, whether or not by automatic means. The term is broad and covers virtually any handling of data.

 

  1. What law applies?

In principle, we will only use your Personal Data in accordance with the applicable data protection laws, in particular North Carolina’s statutory and common law privacy and personal data protection requirements and the General Data Protection Regulation (“GDPR”).

 

  1. Who is responsible for data processing?

The responsible party for data processing is BlackDollar.Life LLC, North Carolina, USA (“BlackDollar.Life”, “we”, “us”, or “our”). If you have any questions about this policy or our data protection practices, you can reach us using our Contact Form.

 

  1. What are the legal bases of processing?

We only process your Personal Data if we at least one of the following applies:

 

  • you have given your consent,

  • the data is necessary for the fulfillment of a contract / pre-contractual measures,

  • the data is necessary for the fulfillment of a legal obligation or

  • the data is necessary to protect our legitimate interests, provided that your interests are not overridden.

 

DATA WE COLLECT AUTOMATICALLY

  1. Log data

Each time you visit our platform, our system automatically records the following data from the visiting device and stores it in a so-called log file:

 

  • Name of the retrieved file,

  • date and time of the visit,

  • amount of data transferred,

  • message about successful retrieval, type of browser and version used,

  • IP address (identification of the user's device),

  • Operating system of the visiting device,

  • Internet service provider of the visiting device,

  • website from which you access our platform, and

  • which of our platform pages you are accessing. The legal basis for processing is our legitimate interest.

 

  1. Hosting

To provide our platform, we use the services of Hostinger International, Ltd who process all data to be processed in connection with the operation of our platform on our behalf. The legal basis for the data processing is our legitimate interest in providing our platform.

 

  1. Fonts

We have integrated Google Fonts by Google LLC. To enable the display of fonts, a connection to Google’s server is established when our Platform is accessed. This allows Google to determine which website sent the request and to which IP address the display of the font is to be transmitted. The integration is based on our legitimate interest.

 

  1. Cookies

We use so-called cookies on our platform. For further information on the Cookies we use, please refer to our Cookie Policy. The legal basis for processing is our legitimate interest and your consent.

 

DATA WE COLLECT DIRECTLY

  1. General

We may ask you for Personal Data when you:

  • use our platform and services,

  • request services, support, or information,

  • participate online or otherwise in marketing and advertising activities,

  • subscribe to BlackDollar.Life`s marketing and promotional emails or other materials,

  • interact with us on third-party social networking sites (subject to the terms of use and privacy policies of said third parties), or

  • contact us.

 

In order to provide you with a more consistent and personalized user experience in your interactions with BlackDollar.Life, data collected through one source may also be linked to other data collected by BlackDollar.Life through other sources. This may include data that helps us identify you when you access our platform through several different devices.

 

  1. Contacting us

In addition to your name, e-mail address, IP address or telephone number, if provided, we usually collect the context of your message which may also include certain Personal Data. The Personal Data collected when contacting us is to handle your request and the legal basis is both your consent and Contract.

 

  1. Registration of a user account

On our platform, we offer users the opportunity to register an account. The data is entered into our registration form and transmitted to us and stored. The data is not passed on to third parties. The following data is collected as part of the registration process:

 

  • First name/ last name

  • Email address

  • Password

 

The following data is also stored at the time of registration:

 

  • The IP address of the user

  • Date and time of registration

 

The legal basis for processing is consent and the fulfillment of a contract. The data is deleted as soon as it is no longer required to achieve the purpose for which it was collected. As a user, you have the option at any time to delete your registration with us. You can change your data stored with us at any time independently and / or delete or have deleted. If the data is necessary for the fulfillment of a contract or for the execution of pre-contractual measures, an early deletion of the data is only possible, as far as contractual or legal obligations do not oppose a deletion.

 

  1. Use of our listing services

If you wish to use our listing services and its features, we process the Personal Data you voluntarily provide for the purpose of providing our listing services. Depending on how you use our listing services, you may provide images, contact information, company information, location data etc. and upload content such as text, photographs etc. This content will be made public and may be viewed and otherwise accessed by others.

Some of the Personal Data you provide may be considered “special” or “sensitive”. This includes Personal Data concerning for example your health, racial or ethnic origins, sexual orientation, and religious beliefs. By choosing to provide this data, you consent to our processing of that data. You have choices about the data you provide and how you share it. You don’t have to provide Personal Data or Special Category Data; however, information about you helps you to get more from our Services. It’s your choice whether to include Personal Data or Special Category Data and to make that information available to us. Please do not share information that you would not want to be available.

The legal basis for processing of your Personal Data and Special Category Data is the establishment and implementation of the user contract for the use of the service as well as your consent.

 

  1. When using our platform

We process the data of our users in order to be able to provide our services as well as to ensure the security of our platform and to be able to develop it further. This includes in particular our support, correspondence with you.  Accordingly, the data is processed on the basis of fulfilling our contractual obligations as well as to fulfill our legal obligations.

 

  1. Information that we share with others

You share information with other users when you voluntarily disclose information on the service (including your profile). Please be careful with your information and make sure that the content you share is stuff that you’re comfortable being visible. The legal basis for the data processing is the fulfillment of our contractual obligations and, in individual cases, the fulfillment of our legal obligations as well as your consent.

 

  1. Information that we receive from others

In addition to the information you provide to us directly, we receive information about you from others, including other users who provide us with information about you. For example, when they leave a review about your services. The legal basis is the fulfillment of the user contract for the use of the platform as well as your consent.

 

  1. Administration, financial accounting, office organization, contact management

We process data in the context of administrative tasks as well as organization of our business, and compliance with legal obligations, such as archiving. In this regard, we process the same data that we process in the course of providing our contractual services. The processing bases are our legal obligations and our legitimate interest.

 

  1. Payment Data

If you make a one time payment or take out a subscription, your payment will be processed via the payment service provider Stripe and payment will solely be processed through the payment system of Stripe. The legal basis for the provision of a payment system is the establishment and implementation of the user contract for the use of the service.

 

  1. Donations

We store and process information that you give us as part of a donation primarily for the purpose of carrying out the collection of donations that you have instructed us to do. Your donation will be processed through the payment service provider Stripe and we have no access to any Payment Data you may submit. The data collected is required for carrying out the donation. The user's email address is required to confirm receipt of the donation. The data will not be used for any other purpose. The legal basis for the provision is the handling of the donation (contract).

 

  1. Become BlackDollar.Life Advocate

If you fill in our BlackDollar.Life Advocate Form, we may process both your Personal Data and Special Category Data. In all cases we ask you to provide your name and email address. Further we may also process certain Non-Personal Data such as your connection to a particular HBCUs The processing bases are your consent and the provision of our services to you.

To provide our forms we are using Google Forms by Google LLC and Google Drive for Storage. All entries made by you will be processed on Google's servers. Google Forms stores a cookie in your browser that contains a unique ID. Google Forms is used on the basis of our legitimate interest and your consent. The data you enter in the form will remain with us until you request us to delete it or revoke your consent to store it or the purpose for storing the data no longer applies.

 

SOCIAL MEDIA

  1. General

We are present on social media (currently Facebook and Instagram, TikTok, and X (formerly Twitter)). If you contact or connect with us via social media websites, we and the relevant social media website are jointly responsible for the processing of your data and enter into a so-called joint controller agreement. The legal basis is our legitimate interest, your consent or, in some cases, the initiation of a contract.

  1. When you visit our profiles and interact with us and others

When you visit our social media profiles, we, as the operator of the profile, process your actions and interactions with our profile (e.g., the content of your messages, enquiries, posts or comments that you send to us or leave on our profile or when you like or share our posts) as well as your publicly viewable profile data (e.g., your name and profile picture).

 

Which Personal Data from your profile is publicly viewable depends on your profile settings, which you can adjust yourself in the settings of your social media account.

 

Please take care not to transmit or share sensitive data or confidential information (e.g., application documents, bank or payment data) via social media platforms; we recommend that you use a more secure means of transmission (e.g. e-mail).

 

MARKETING

Insofar as you have given us your consent to process your Personal Data for marketing and advertising purposes, we are entitled to contact you for these purposes via the communication channels you have given your consent to.

 

You may give us your consent in a number of ways including by selecting a box on a form where we seek your permission, or sometimes your consent is implied from your interactions or contractual relationship. Where your consent is implied, it is on the basis that you would have a reasonable expectation of receiving marketing communication based on your interactions or contractual relationship with us.

 

Our Marketing generally takes the form of e-mail but may also include other less traditional or emerging channels. These forms of contact will be managed by us, or by our contracted service providers. Every directly addressed marketing sent by us or on our behalf will include a means by which you may unsubscribe or opt out.

 

PRINCIPLES OF PROCESSING PERSONAL DATA

  1. Storage and Retention

We will retain your Personal Data as necessary in connection with the purposes described in this Privacy Policy, and in accordance with North Carolina`s retention periods for up to 6 years.

 

  1. Security

Our platform uses SSL or TLS encryption to ensure the security of data processing and to protect the transmission of confidential content, such as orders, login data or contact requests that you send to us. We have also implemented numerous security measures (“technical and organizational measures”) for example encryption or need to know access, to ensure the most complete protection of Personal Data processed through this website.

 

Nevertheless, internet-based data transmissions can always have security gaps, so that absolute protection cannot be guaranteed. And databases or data sets that include Personal Data may be breached inadvertently or through wrongful intrusion. Upon becoming aware of a data breach, we will notify all affected individuals whose Personal Data may have been compromised as expeditiously as possible after which the breach was discovered.

 

  1. Sharing and Disclosure

We will not disclose or otherwise distribute your Personal Data to third parties unless this is i) necessary for the performance of our services, ii) you have consented to the disclosure, iii) or if we are legally obliged to do so e.g., by court order or if this is necessary to support criminal or legal investigations or other legal investigations or other legal proceedings; or proceedings at home or abroad or to fulfill our legitimate interests.

 

  1. International Transfer

In the course of my website operation, we process data. We usually do not transfer Personal Data to countries outside the USA. However, if we do, we will make sure that processing of your Personal Data is governed by Processing Agreements that include Standard Contractual Clauses for a high level of data protection.

 

  1. What we do not do

  • We do not request Personal Data from minors and children;

  • We do not sell your Personal Data.

 

Your Rights and Privileges

You can exercise the following rights:

  • Right to information

  • Right to rectification

  • Right to object to processing

  • Right to deletion

  • Right to data portability

  • Right to withdraw consent

  • Right to complain to a supervisory authority

 

If you have any questions about the nature of the Personal Data we hold about you, or if you wish to exercise any of your rights, please contact us.

 

  1. Updating your information and withdrawing your consent

If you believe that the information we hold about you is inaccurate or that we are no longer entitled to use it and want to request its rectification, deletion, or object (including withdrawing of consents you have given us) to its processing, please do so in your account or by contacting us.

 

  1. Access Request

In the event that you wish to make a Data Subject Access Request, you may inform us in writing of the same. We will respond to requests regarding access and correction as soon as reasonably possible. Should we not be able to respond to your request within thirty (30) days after receiving your request, we will inform you in writing within thirty (30) days of the time by which we will be able to respond to your request. If we are unable to provide you with any Personal Data or to make a correction requested by you, we shall generally inform you of the reasons why we are unable to do so (except where we are not required to do so under the respective legal regulations mentioned above).

 

  1. Complaint to a supervisory authority

You have the right to complain about our processing of Personal Data to a supervisory authority responsible for data protection. However, we would appreciate the opportunity to address your concerns before you contact any supervisory authority.

 

USA SPECIFIC PROVISIONS

The following applies to users located in other parts of the United States. While we understand and appreciate that privacy and consumer data protection laws differ as they are subject to each state's legislature and that no data protection framework similar to the GDPR exists on a federal level, we are committed to follow and apply the for your state relevant privacy rules and regulations.

 

As of the day of drafting, the following states had enacted privacy and consumer data protection laws:

 

  • California Consumer Privacy Act (“CCPA”) including its subsequent amendments from the California Privacy Rights and Enforcement Act (“CPRA”);

  • Colorado Privacy Act (“CPA”);

  • Connecticut Data Privacy Act (“CTDPA”);

  • Delaware Personal Data Privacy Act (“DPDPA”);

  • Indiana Consumer Data Protection Act (“ICDPA”);

  • Iowa Consumer Data Protection Act (“ICDPA”);

  • Montana Consumer Data Privacy Act (“MCDPA”);

  • Oregon Consumer Privacy Act (“OCPA”);

  • Tennessee Information Protection Act (“TIPA”);

  • Utah Consumer Privacy Act (“UCPA”); and

  • Virginia Consumer Data Protection Act (“VCDPA”).

 

Further and under consideration of the similarities of the above provisions, no conflict should arise pursuing a uniform approach in granting all users in the USA the same rights and privileges as set out above. However, should ambiguity occur the most stringent provision is chosen to ensure the most comprehensive approach when it comes to protecting your Personal Data.

 

Further, the following also apply

 

  1. “Shine the Light”

“Shine the Light” law (Civil Code Section 1798.83) requires us to respond to requests from California asking about the business’s practices related to disclosing Personal Data to third parties for the third parties’ direct marketing purposes. You may make a request about our collection and disclosure of your Personal Data using the contact details provided.

 

  1. COPPA (Children Online Privacy Protection Act)

When it comes to the collection of Personal Data from children under the age of 13 years old, the Children’s Online Privacy Protection Act (COPPA) puts parents in control. The Federal Trade Commission, United States’ consumer protection agency, enforces the COPPA Rule, which spells out what operators of websites and online services must do to protect children’s privacy and safety online. We do not specifically market to children under the age of 13 years old.

 

  1. CAN SPAM Act

The CAN-SPAM Act is a law that sets the rules for commercial email, establishes requirements for commercial messages, gives recipients the right to have emails stopped from being sent to them, and spells out tough penalties for violations. To be in accordance with CAN SPAM, we agree to the following: If at any time you would like to unsubscribe from receiving future emails, you can email us, and we will promptly remove you from ALL correspondence.

 

  1. Telephone Consumer Protection Act (TCPA)

If we process your Personal Data for the purpose of sending you SMS marketing communications, you may manage your receipt of marketing and non-transactional communications from us by replying or texting ‘STOP’ if you receive our SMS communications. In this respect, the data processing is carried out solely on the basis of our consent in personalized direct advertising per SMS.

 

  1. Controls For Do-Not-Track Features

Most web browsers and some mobile operating systems and mobile applications include a Do-Not-Track ('DNT') feature or setting you can activate to signal your privacy preference not to have data about your online browsing activities monitored and collected. At this stage no uniform technology standard for recognizing and implementing DNT signals has been finalized. As such, our Platform does not currently respond to DNT browser signals or any other mechanism that automatically communicates your choice not to be tracked online. If a standard for online tracking is adopted that we must follow in the future, we will inform you about that practice in a revised version of this Notice.

 

  1. Right to complain

Finally, and in regard to the right to complain to a supervisory authority. You have the right to lodge a complaint about our processing of Personal Data with a supervisory authority responsible for data protection. Users based in the above mentioned States may lodge a complaint with the relevant district attorney or attorney general office. However, we would appreciate the opportunity to address your concerns before you contact any supervisory authority.

 

CHANGES AND QUESTIONS

We may update this Privacy Notice from time to time. If we make changes to this Privacy Notice, we will revise the effective date. If you feel that the above is not sufficient or if you have any queries as regards the collection, processing or use of your information we are looking forward to hearing from you. We will make every effort to reply as soon as possible and take into consideration any suggestions from your end.

 

EFFECTIVE DATE

Monday, June 10th , 2024

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